Credit Reports

Crediva’s extensive consumer coverage captures the vast majority of the UK adult population.

We provide businesses and other organisations with key information to help reliably determine the creditworthiness of potential customers.

We specialise in a more granular, alternative credit scoring model.

By avoiding an over reliance on credit history, we believe our credit scoring system is fairer and can help a wider proportion of the UK adult population.

Traditional credit scoring models rely on the availability of sufficient credit account information, which may result in a one-dimensional view based solely on previous credit performance.

Our technology, alternative data and advanced scoring analytics, provide an expanded view of an individual’s risk profile, giving lenders the power to approve more credit applications, even for those who may have previously been turned down due to lack of a credit score, or credit history.